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How do I qualify?

Eligibility requirements for a logbook loan are pretty simple. First, you just have to be at least 18 years of age. Second, you must be living in England or Wales. Lastly, you must be the legal owner of the vehicle that you intend to subject for a logbook loan.

How much can I borrow?

As a general rule, you are entitled to borrow up to 50% of your car’s value, ranging between £500 and £50,000. Still, your repayment capacity will be checked and so the amount you can borrow will highly depend on your income as well.

What paperwork should I bring?

It’s best to have these requirements ready before application to ensure a fast and smooth borrowing process:

  • Your vehicle’s V5 document (logbook)
  • Your vehicle’s MOT certificate
  • Proof of income (pay stubs, bank statements if self-employed)
  • Proof of residence (utility bills with address)
  • Proof of identity (government-issued ID with photo)
  • Your vehicle’s insurance details


Additionally, the lender would like to see your vehicle during your appointment. You must also bring your insurance papers.

When is the money available?

After you fill up our form, you will receive a FREE quote instantly and get matched with one of our lenders. Because there are no credit checks to undergo, the process works by so quickly that you can withdraw your money within the same day of application.

I am self-employed. Can I apply?

Of course! With a logbook loan, you only need to prove repayment capacity. If you are self-employed, your bank statements can replace wage slips as proof of income.

Do you accept all types of vehicles?

Our affiliated lenders welcome mostly all types of vehicles, aside from cars. Even if you have a motorcycle, truck, or van, we can guarantee you a logbook loan from one of our lenders.

How long can I pay the loan back?

The loan duration can be anything between a few weeks to months, depending on the amount you intend to borrow and how much you are willing to repay in every installment. Basically, the higher the amount you owe, the more time it will likely take to pay it off.

Can I pay off the loan in full?

Definitely! Most of our lenders offer “no early settlement fees” so you can settle your loan balance as soon as you can afford without any penalties.

What will happen to my vehicle?

You can continue using your vehicle as usual even while the logbook loan still stands, for as long as you meet your repayments on time. Bear in mind though that you would have to shoulder any necessary repairs during the logbook loan period.

How much does your service cost?

It is completely FREE to use our comparison service and you will not be under any obligation after filling up our form.

Will you give out my personal information to anyone?

We protect your safety and privacy above all, so you can rest assured that your personal details will never be shared to third parties without your permission.